Do You Need Us?

Ask yourself the following questions:
1. Are you experiencing problems with relationships due to money?
2. Have you taken any debt consolidation loans in the past two years?
3. Have you recently been denied credit?
4. Have you applied for credit several times during the last year?
5. Do you have trouble getting low interest rates when you apply for credit?
6. Are you unsure about the amount of money you owe right now?
7. Are you using cash advances on credit cards to pay bills?
8. Are you receiving calls and over-due notices from creditors?
9. Do you gamble money thinking that if you win, you can pay your debts?
10. Are you having trouble sleeping because of worry over your bills?
11. Are you confused about your rights under the Fair Credit Reporting Act?
12. Have you taken money from your children and/or other family members to pay bills?